29 Apr '13, 7pm

Interesting read on relation of green homes and insurance: Mitigating Risk Through Sustainable Building Practices

Time and again, green homes prove to be safer, more efficient and less costly to operate than homes built with standard building materials. As research has found, homes made from sustainable building materials are better able to withstand the perils of wind, hail and flood. From an insurance stand point, we’re interested in connecting the dots between how this reduction of risk could translate into better insurance rates for the people who invest in sustainable homes- and potentially impact the market as a whole. A standard homeowners policy will pay to replace a home that is damaged in a covered peril with standard building materials. However, homeowners who want to rebuild their home with green building materials can typically schedule an endorsement on their policy which will cover any additional cost of rebuilding sustainably. Because a green home is typically seen as ...

Full article: http://greenhomeguide.com/mitigating-risk-through-sustain...

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